Our Official Verdict
High-Yield Mastery: 15% APY + Visa Signature Perks
For power users, the Tria Signature Card is a powerhouse. At $109/year, the 15% APY on self-custodial assets easily covers the fee. We recommend this for anyone spending over $5,000/month who wants to maintain absolute control of their keys while earning elite yield.
Overview
The professional choice for Web3 natives. Combines high-limit spending with premium Visa Signature protections.
Fees & Charges
Annual Fee
$109
FX Fee
0%
ATM Fee
2%
Requirements
Supported Regions
EEA, UK, US, GLOBAL
Spendable Assets
ETH, USDC, USDT
Tria Signature Card Review
The Tria Signature Card is a self-custodial Visa or Mastercard debit crypto card designed to let Tria users spend digital assets in everyday purchases.
The Mid-Tier Metal Option
The Tria Signature Card is presented as a higher-tier physical card within the Tria ecosystem. It is a metal card aimed at users who want a premium form factor and higher-tier rewards compared with the virtual entry tier.
Core Mechanics and Card Rails
Signature uses the same wallet-linked spending rails as other Tria products, with Visa or Mastercard acceptance depending on region. The card draws from your Tria wallet balance at the moment of purchase, keeping custody with the user rather than a centralized exchange.
Rewards and Yield Positioning
Issuer marketing highlights up to 6% cashback and up to 15% APY on eligible balances. Those caps apply across the program and may depend on tier, activity, or time-limited campaigns. For Signature applicants, confirm the exact cashback tier, reward caps, and payout asset in-app before committing.
Fees and FX Treatment
Tria advertises 0% FX fees and 0% deposit fees on a large list of supported coins. The issuer does not publish a complete public fee schedule for Signature-specific costs, so treat annual fees, ATM fees, and conversion costs as in-app disclosures until a public schedule is posted.
Perks and Limits: Verify in App
The Signature tier is marketed as a step-up from virtual cards, but public materials do not fully detail limit increases or travel perks. If premium benefits exist (lounge access, concierge, or insurance), validate them inside the Tria app and save copies of the issuer terms.
Verdict
The Tria Signature Card makes the most sense for users who want a metal card and expect to qualify for higher cashback or yield tiers. The key diligence step is confirming fees, perks, and reward caps in-app, since public documentation remains limited.
Fees and break-even math
Annual fee: $109; FX fee: 0% (issuer claim); ATM fee: 2.0%. With a $109 annual fee and 6% cashback, you break even after spending $1,817 per year. All numeric fee and limit figures referenced above are sourced from the issuer documentation listed below. Source: Issuer card page.
Competitor comparison
Closest alternatives include the Crypto.com Royal Indigo Card and the Bybit Supreme Card. Compare custody model, reward caps, and FX treatment before choosing.
Eligibility and onboarding notes
Expect standard KYC checks and region-based eligibility for Tria card issuance. Limits and availability can change with partner banks, so confirm supported countries and account tiers before applying.
Points season and farming mechanism
Points season: Not formally labeled in issuer documentation as of 2026-01-22; treat the current program as TBD. Farming mechanism: No public spend-to-points ratio is disclosed. Assume rewards accumulation is program-based and can change without notice.
