KAST K Card

Overview

Standard tier K Card with 2% Season 5 points. Supports USDC and USDT spending.

KAST K Card Review

The KAST K Card is the Standard tier entry card in the KAST lineup for spending USDC and USDT via virtual and physical cards.

Standard tier snapshot

KAST positions the K Card as the entry-level option for users who want stablecoin spending without an annual fee. The card page frames the Standard tier around fast onboarding, a virtual card that goes live immediately, and a plastic physical card that ships later.

• Rewards rate: 2% Season 5 points on card spend, paid as KAST points.
• Points boost: 0.25x KAST points on staked SOL.
• Card access: instant virtual card; physical card available with shipping cost.
• Wallet support: Apple Pay and Google Pay.
• Assets: USDC and USDT only.
• Availability: global access with a small list of restricted countries and KYC that KAST says takes less than two minutes.

Rewards and points mechanics (Season 5)

The K Card uses KAST points as the rewards unit, and the card page describes these rewards as cashback in the KAST token. The Standard tier is listed at 2% points on card spend during Season 5. That makes the reward structure easy to understand: each eligible purchase generates points based on a percentage of spend. KAST also highlights a 0.25x points boost tied to staked SOL, which implies rewards can increase for users who stake SOL within the KAST ecosystem.

Because the rate is labeled as Season 5, treat it as a seasonal program rather than a permanent guarantee. If your plan depends on the 2% rate, it is wise to confirm the current season and its rules in the KAST app at the time you apply.

Pricing and fee structure

KAST lists the Standard tier as a free card, with a note that shipping applies for the physical card. The public card page does not list FX fees, ATM fees, or spending limits. That makes the K Card a simple entry point, but it also means users should confirm the full fee schedule and limit table inside the app before relying on the card for large or frequent spend.

Availability and onboarding

The card page emphasizes speed and broad access. KAST says the virtual card is available as soon as you sign up, and the full KYC process takes less than two minutes. It also describes global availability with only a few restricted countries. For a Standard-tier user, that combination means you can move from download to a usable virtual card quickly and then decide later whether you need a physical card.

Card design and formats

KAST presents the K Card as the baseline plastic design. That matters because the higher tiers use metal cards and different card art, but the Standard tier keeps costs low and focuses on everyday utility. If you only need a virtual card for Apple Pay or Google Pay, the K Card delivers the same stablecoin spending rails as the higher tiers without the annual fee.

Traditional perks audit

KAST does not list classic card protections on the card page, so these should be treated as unknown unless issuer terms confirm otherwise.

• Purchase protection: -
• Price protection: -
• Travel insurance: -

Competitor comparison

The closest alternatives for a no-fee entry tier are the Crypto.com Midnight Blue card and the Coinbase Card. Crypto.com uses CRO rewards and caps to manage value, while Coinbase focuses on USDC spending for US users. KAST differs by centering the lineup on USDC and USDT spending and by tying rewards to a seasonal points program. If you want a self-custody spending model rather than custodial stablecoin spending, consider Gnosis Pay as a comparison point.

Verdict

The KAST K Card is a straightforward Standard-tier product: instant virtual access, USDC and USDT spending, and a 2% Season 5 points rate without an annual fee. The main tradeoff is the lack of published fee and limit detail on the public card page. If you want a simple entry card that stays inside stablecoins and you are comfortable verifying fees inside the app, the K Card is the clearest low-friction option in the KAST lineup.

Fees and break-even math

Annual fee: $0. Physical card shipping is listed as a cost for the Standard tier. Season 5 rewards are listed at 2% points with a 0.25x points boost on staked SOL. FX fees, ATM fees, and spending limits are not listed on the card page. All numeric fee and rewards figures referenced above are sourced from the KAST crypto cards page linked below.

Competitor comparison

Closest alternatives include the Coinbase Card and the Crypto.com Midnight Blue card. Compare reward rates, caps, and regional fee schedules before choosing.

Sources

• KAST Crypto Cards Page