Our Official Verdict
Elite Travel Status: 8% Rewards + Priority Support
For high-volume spenders, the Wirex Elite card is a profit engine. The 8%% cashback cap allows you to earn significantly more than the $360 annual subscription cost, making it the best 'pay-to-play' travel card in crypto.
Overview
Premium subscription card for high-volume users. Earn up to 8% rewards with a dedicated WXT lockup.
Fees & Charges
Annual Fee
$360
FX Fee
0%
ATM Fee
2%
Requirements
Supported Regions
EEA, UK, APAC
Spendable Assets
WXT, BTC, ETH, USDC, USDT
Wirex Elite Card Review
The Wirex Elite Card is a custodial Visa debit crypto card designed to let Wirex users spend digital assets in everyday purchases.
The Premium Wirex Tier
The Wirex Elite Card is marketed as a premium metal tier within the Wirex lineup. Pricing, rewards, and benefits are plan-dependent and should be confirmed in-app.
ROI Analysis: Rewards Positioning
Wirex promotes higher Cryptoback rates on premium plans, but exact rates and any staking requirements vary by region and plan. Treat all reward rates as in-app disclosures.
Premium Benefits & Perks
Issuer materials do not provide a complete public list of lounge, insurance, or concierge perks for the Elite tier. Confirm premium benefits in-app and in plan documentation.
Limits and FX Treatment
Limits, FX fees, and ATM allowances are defined by the issuer and can vary by tier. Wirex lists free ATM withdrawals up to 200 GBP/EUR per month with a 2% fee thereafter.
Verdict
The Elite tier is best for users who value the metal form factor and are eligible for premium reward tiers. Verify pricing, rewards, and fees in-app before subscribing.
Fees and break-even math
Annual fee: Not disclosed; FX fee: Not disclosed; ATM fee: 2% after 200 GBP/EUR monthly allowance. Break-even math depends on the plan price and reward rate disclosed in-app. All numeric fee and limit figures referenced above are sourced from the issuer documentation listed below. Source: Issuer card page. Source: Issuer fee and limits.
Competitor comparison
Closest alternatives include the Crypto.com Visa Card and the Coinbase Card. Compare custody model, rewards caps, and FX fees before choosing.
