SpendNode Rating for Tria
Tria is one of the strongest issuer stories in the market because the lineup is ambitious, the rewards are real, and the self-custody angle is not just cosmetic.
The operator scores near the top on lineup quality and market interest. It stops short of a perfect mark because the products still ask more from users than a plain mainstream card.
Issuer Snapshot
Editorial vendor score stays separate from user reviews. Methodology
Product Quality
4.5
Trust & Custody
4.3
Fee Transparency
4.1
Operational Reliability
4.0
Market Relevance
4.4
On This Page
What Is Tria?
The Tria Card is a self-custodial Visa debit card program offering 3 tiers (Virtual $25/yr, Signature $109/yr, Premium $250/yr) with tiered cashback of up to 6% on a monthly spend cap, then a reduced rate above it, plus 15% APY on wallet balances, powered by account abstraction on Optimism, Arbitrum, and Solana with 1,000+ supported crypto assets and availability in EEA, UK, US, and global markets. All tiers include $2,000 Price Protection and $10,000 Purchase Protection.
Our editorial team reviewed all three Tria tiers side by side - fees, cashback rates, limits, and yield - so you can decide which tier fits your spending level.
Tria's Rewards Season 1 cashback was paid out in USDT, confirming the program delivers as advertised. Season 2 accumulation is closed; the cashback portion is claimable August 31, 2026 in USDT, but the XP claim converts to staked TRIA locked for 12 months at 10% APY, then unlocks monthly over the following 12 months - a 24-month effective vesting for the full position.
Our referral link applies Tria's access code (2C5YNG8981) automatically. Tria is not running a card-price discount in Season 3, so standard pricing applies: Virtual $25, Signature $109, Premium $250. The Virtual tier is currently free for a limited time (normally $25).
Tria combines two things most crypto cards force you to choose between: self-custody and high cashback. Your funds stay in a smart account you control until the moment you swipe - no exchange deposits, no custodial intermediary, no counterparty risk. On top of that, Tria offers up to 6% cashback on capped monthly spend and 15% APY, rates that compete with or exceed centralized exchange cards that require you to hand over your keys.
The platform runs on account abstraction across Optimism, Arbitrum, and Solana, supporting 1,000+ crypto assets for spending. That asset breadth is unmatched - most self-custodial competitors support a handful of tokens. Tria lets you load everything from ETH and USDC to long-tail DeFi tokens and spend them directly via Visa.
SpendNode app screenshot
1,000+ crypto coins - Top up via Tria Wallet (OP, Arbitrum, Solana) or external wallets like MetaMask and Coinbase. Zero deposit fees.
The Three Tiers
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Tria Virtual Card - $25/year (currently free for a limited time). 1.5% cashback on the first $100/month, then 0.5%. Instant virtual issuance. Apple Pay + Google Pay. $1,000,000/day limit. The low-cost entry point.
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Tria Signature Card - $109/year. 4.5% cashback on the first $1,000/month, then 1%. Physical metal card. Visa Signature travel perks (insurance, purchase protection, price protection). $1,000,000/day limit. The sweet spot for regular spenders.
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Tria Premium Card - $250/year. 6% cashback on the first $2,000/month, then 1%. Metal card. 0% ATM fees ($750/day). Visa Luxury Hotel Benefits. $1,000,000/day limit. The metal travel-and-perks tier.
SpendNode app screenshot
Tria Premium - Visa Signature with 0% deposit fees on 1,000+ coins and 6% cashback on the first $2,000/month. $250/year for the highest headline self-custodial cashback rate on any card.
This app screen predates Tria's June 2026 fee change. Tria now charges 1% FX on non-USD spend and a 0.5% fee on every payment.
Available crypto cards by Tria in June 2026
1. Tria Virtual Card
Instant Virtual Entry: 1.5% Cashback + Apple Pay
2. Tria Signature Card
High-Yield Self-Custody: 15% APY + Visa Signature Perks
3. Tria Premium Card
Self-Custody Premium: 6% Cashback + Zero ATM Fees
Fees and Rates
| Feature | Virtual | Signature | Premium |
|---|---|---|---|
| Annual fee | $25 (free for a limited time) | $109 | $250 |
| Cashback (to monthly cap) | 1.5% | 4.5% | 6% |
| Monthly spend at headline rate | $100 | $1,000 | $2,000 |
| Cashback above cap | 0.5% | 1% | 1% |
| FX fee (non-USD) | 1% | 1% | 1% |
| Per-payment fee | 0.5% | 0.5% | 0.5% |
| ATM fee | N/A | 2% | 0% ($750/day) |
| Season 3 points | 1 pt/$1 | 1.5 pts/$1 | 1.5 pts/$1 |
| Daily transaction limit | $1,000,000 | $1,000,000 | $1,000,000 |
| APY | Up to 15% | Up to 15% | Up to 15% |
| Card type | Virtual only | Metal | Metal |
| Auto rental CDW | Global | Global | Global |
| Baggage coverage | No | $500 delay / $1,000 loss | $500 delay / $1,000 loss |
| Price protection | $2,000 | $2,000 | $2,000 |
| Purchase protection | $10,000 | $10,000 | $10,000 |
| Visa Luxury Hotel | No | Yes | Yes |
| Visa Airport Companion | No | Yes | Yes |
| Visa Digital Concierge | Global | Global | Global |
All tiers share: 0% deposit fees, 1,000+ supported crypto assets, Apple Pay + Google Pay, self-custodial account abstraction, $2,000 Price Protection, and $10,000 Purchase Protection.
As of Season 3 (June 2026) Tria charges a 1% FX fee on non-USD spend and a 0.5% fee on every payment, and the headline cashback rate applies only to a monthly spend cap; spend above the cap earns the reduced rate shown. The 0.5% per-payment fee comes off every transaction, so the net rate is roughly half a point below each headline number (and a further 1% below that on non-USD spend).
SpendNode app screenshot
Season 3 cashback caps - Each tier earns its headline rate only up to a monthly spend cap, then drops: Virtual 1.5% to $100 (then 0.5%), Signature 4.5% to $1,000 (then 1%), Premium 6% to $2,000 (then 1%).
Break-Even Math
| Tier | Annual Fee | Net cashback (after the 0.5% fee) | Break-Even Spend |
|---|---|---|---|
| Virtual | $25 (free for now) | 1% to $100/mo, then 0% | Free: immediate. At $25, cashback alone does not cover it |
| Signature | $109 | 4% to $1,000/mo, then 0.5% | ~$227/month |
| Premium | $250 | 5.5% to $2,000/mo, then 0.5% | ~$379/month |
The 0.5% per-payment fee comes off every swipe, so break-even is higher than the old headline math implied. Signature breaks even around $227/month (net 4% on the first $1,000) and Premium around $379/month (net 5.5% on the first $2,000); both rise further if your spending is mostly non-USD, where the extra 1% FX applies.
Virtual is the awkward one: net of the 0.5% fee it earns 1% on the first $100/month and nothing above it (the 0.5% above-cap rate is cancelled by the fee), so at $25 the cashback never covers the fee. While the Virtual tier is free it is still worth holding; at full price it is hard to justify on cashback alone.
Rewards and Cashback
Cashback applies to a monthly spend cap and then drops: 1.5% on the first $100/month (Virtual), 4.5% on the first $1,000/month (Signature), and 6% on the first $2,000/month (Premium). Spend above the cap earns 0.5% (Virtual) or 1% (Signature and Premium). All tiers earn up to 15% APY on idle wallet balances. The headline rates remain among the highest of any self-custodial card, but the caps mean the effective rate falls for anyone spending well above the threshold.
Tria Travel: Uncapped Cashback on Bookings
In June 2026 Tria added Tria Travel, a booking portal inside the app for hotels, flights, concerts, cruises, and VIP experiences. It is powered by Bookit, which supplies the global inventory. The draw is the cashback: pay for an eligible booking with your Tria Card and you earn your tier's headline rate, with no monthly spend cap on travel.
That last part matters. Season 3 capped Tria's regular card cashback to a monthly threshold (the Premium rate, for example, only applies to the first $2,000 of ordinary spend). Tria Travel bookings sit outside that cap entirely. A Premium holder booking a $5,000 cruise earns the full 6%, roughly $300, no matter what else they spent that month.
SpendNode app screenshot
Tria Travel - A travel and experiences portal built into the Tria app, powered by Bookit. Pay with your Tria Card to earn your tier's cashback rate on the booking, with no monthly cap on travel spend.
The rate follows your card tier: Virtual earns 1.5%, Signature 4.5%, and Premium 6% on eligible bookings. Anyone can browse and book using any payment method, but only Tria Card payments earn cashback, and flights are reserved for cardholders. Cashback is paid after a booking is completed and confirmed, through the same cashback cycle as the rest of the card, and it is clawed back if the booking is later cancelled, refunded, or disputed.
| Tier | Travel cashback | Monthly cap |
|---|---|---|
| Virtual | 1.5% | None on travel |
| Signature | 4.5% | None on travel |
| Premium | 6% | None on travel |
Existing staking-badge holders stack a small boost on top, climbing to as much as 10% on Premium for the top VIP Infinity badge. That ceiling is academic for most readers: Tria has closed staking badges to new users, so only people who already hold one can reach the boosted rates.
None of these rates is quite the net, though. Tria's standard 0.5% per-payment fee still comes off card spend, so the travel rate runs about half a point below the tier number, the same as everywhere else on the card.
Bookit is the other thing to watch. It owns the inventory, pricing, and fulfilment, so the cashback only pays off if the in-app price is competitive. Check the Bookit price against booking the same hotel or flight direct before you commit; a few percent back means little on a fare that is a few percent higher to begin with.
Season 3 Points and Mystery Boxes
In June 2026 Tria replaced its old staking-badge rewards with a Season 3 points program. You earn points by spending on the card, trading in the app, and referring others, and points unlock a ladder of mystery boxes that pay out surprise rewards.
SpendNode app screenshot
Season 3 points - Earned by spending, trading, and referring. Points unlock mystery boxes carrying cashback, travel credits, and ecosystem rewards.
How card spend earns points
| Tier | Points per $1 spent |
|---|---|
| Virtual | 1 pt |
| Signature | 1.5 pts |
| Premium | 1.5 pts |
SpendNode app screenshot
Points per $1 of card spend - 1 point on Virtual, 1.5 on Signature and Premium. Points can also be earned trading Decibel and Hyperliquid perps inside the app, which is separate from card spend.
The mystery-box ladder
The boxes climb from small, vague rewards to thresholds only the largest accounts will reach. Lower boxes pay out surprise cashback or small travel credits. Higher ones attach a minimum reward plus a "Tria equity" draw at the end of the season.
The top of the ladder is steep. The Legendary box requires 5,000,000 points to unlock, which is roughly $3.3 million of card spend if earned through spending alone (points also accrue from trading and referrals), and the Infinity box requires a minimum of $50,000 in Tria equity held at season end, with no published point threshold.
SpendNode app screenshot
Mystery-box ladder - The Infinity box requires a minimum of $50,000 in Tria equity at season end. The boxes worth chasing sit far out of reach for ordinary spenders.
For a typical spender the points program is a lottery-style extra, not a reason to choose Tria. The boxes that matter are gated behind multi-million-point totals or large equity balances, so the capped cashback above is the economics that actually applies to most users.
Account Abstraction on Three Chains
Tria's self-custody model uses account abstraction (AA) smart accounts, not traditional seed-phrase wallets. This means:
- Your funds, your control: Assets stay in your smart account until you spend
- Multi-chain: Optimism, Arbitrum, and Solana supported natively
- 1,000+ assets: From ETH and USDC to long-tail DeFi tokens
- No top-ups: Spend directly from your wallet balance
- Apple Pay + Google Pay: Full mobile wallet support on all tiers
- External wallet support: Connect MetaMask, Coinbase Wallet, or other external wallets
In April 2026, Tria also added Aptos to its Global Trading Engine. That expands the app beyond Optimism, Arbitrum, and Solana for trading and withdrawal flows, giving users direct access to Aptos assets inside the same self-custodial operating stack. The card itself is still the same Visa product, but the broader product becomes more useful if you want to move between spending, deposits, and cross-chain trading without leaving the app.
The AA model eliminates counterparty risk from exchange custody (no FTX/Celsius scenarios) while keeping the UX smooth enough for mobile payments. The tradeoff vs traditional seed-phrase self-custody: AA recovery depends on Tria's infrastructure. Hardware wallet users (Ledger, Trezor) have fully independent recovery. Tria's AA sits between full self-custody and custodial - your keys, but Tria's recovery layer.
How to Apply for a Tria Crypto Card
Tria runs entirely in its mobile app, and there is no bank-style credit check anywhere in the flow. The card spends directly from your self-custodial smart account, so setup is about funding your balance rather than opening a credit line. Here is the path from sign-up to first payment, the way Tria's own onboarding lays it out:
SpendNode app screenshot
Onboarding opens on the Tria Cards intro, with a one-tap Google or Apple sign-in.
- Create your account. Open the Tria app and continue with a Google or Apple ID. There is no separate password to set up first.
- Pick your tier. Choose Virtual, Signature, or Premium. Virtual is complimentary to start, Signature is $109/year, and Premium is $250/year. Your tier sets the cashback rate, the monthly cap, and the perks, and you can move up later.
- Book your card. For a paid tier, complete the card purchase in-app to reserve it. The complimentary Virtual card skips this step.
- Complete KYC. Verify your identity to unlock the card. Tria gates this to users 18 and over, and it is a standard ID-and-selfie check, not a financial background check.
- Activate the complimentary virtual card. Your virtual Visa is issued instantly, so you can spend online right away while a physical card is still shipping.
- Fund your account. Deposit from 1,000+ coins at 0% Tria deposit fees, from the in-app Tria Wallet or an external wallet like MetaMask or Coinbase. The card then spends straight from your smart-account balance, so there is no separate card top-up to manage.
- Activate the physical card and pay. When the physical card arrives, activate it, add it to Apple Pay or Google Pay, then spend in stores or withdraw at an ATM.
SpendNode app screenshot
Tria's in-app checklist walks the same path: book, KYC, complimentary virtual card, then the physical card on arrival.
Countries and Availability
Tria is available in 97 countries as of June 2026. We count a country here when at least one active Tria card variant lists it, so individual product pages may be narrower.
Available Regions
Africa
Cameroon (CM), Cote d'Ivoire (CI), Egypt (EG), Ghana (GH), Kenya (KE), Morocco (MA), Mozambique (MZ), Nigeria (NG), Rwanda (RW), Senegal (SN), South Africa (ZA), Tanzania (TZ), Tunisia (TN), Uganda (UG)
Americas
Argentina (AR), Bolivia (BO), Brazil (BR), Canada (CA), Chile (CL), Colombia (CO), Costa Rica (CR), Dominican Republic (DO), Ecuador (EC), El Salvador (SV), Guatemala (GT), Jamaica (JM), Mexico (MX), Panama (PA), Paraguay (PY), Peru (PE), Puerto Rico (PR), Trinidad and Tobago (TT), United States (US), Uruguay (UY)
Asia
Bahrain (BH), Bangladesh (BD), Cambodia (KH), Georgia (GE), Hong Kong (HK), Indonesia (ID), Japan (JP), Jordan (JO), Kazakhstan (KZ), Kuwait (KW), Malaysia (MY), Mongolia (MN), Oman (OM), Pakistan (PK), Philippines (PH), Qatar (QA), Saudi Arabia (SA), Singapore (SG), South Korea (KR), Sri Lanka (LK), Taiwan (TW), Thailand (TH), United Arab Emirates (AE), Uzbekistan (UZ)
Europe
Albania (AL), Austria (AT), Belgium (BE), Bulgaria (BG), Croatia (HR), Cyprus (CY), Czech Republic (CZ), Denmark (DK), Estonia (EE), Finland (FI), France (FR), Germany (DE), Greece (GR), Hungary (HU), Iceland (IS), Ireland (IE), Italy (IT), Latvia (LV), Lithuania (LT), Luxembourg (LU), Malta (MT), Montenegro (ME), Netherlands (NL), North Macedonia (MK), Norway (NO), Poland (PL), Portugal (PT), Romania (RO), Russia (RU), Serbia (RS), Slovakia (SK), Slovenia (SI), Spain (ES), Sweden (SE), Switzerland (CH), United Kingdom (GB)
Oceania
Australia (AU), Fiji (FJ), New Zealand (NZ)
Major Restricted Markets
These major markets are not currently listed for this vendor. Confirm eligibility with the issuer before applying, especially where card tiers have different country rules.
Asia
China (CN), India (IN), Turkey (TR)
Tria vs Other Cards
| Feature | Tria Premium | Crypto.com Icy | ether.fi Core | KAST Standard | Ready Metal |
|---|---|---|---|---|---|
| Max Cashback | 6% (to $2K/mo) | 4% CRO | 3% | 1.5% USD (cap $2K/mo) | 3% STRK |
| Annual Cost | $250 | $50,000 CRO stake | $0 | $0 | $120 |
| FX Fee | 1% | 0% | 1% | 0.5-1.75% | 0% |
| Custody | Self-Custodial | Custodial | Self-custodial | Custodial | Self-custodial |
| Yield | Up to 15% APY | CRO staking | ETH staking | No | No |
| Supported Assets | 1,000+ | 20+ | ETH/USDC | USDC/USDT | USDC |
| Best For | DeFi-native maximizers | Loyalty ecosystem | ETH holders | Free custodial USD cashback | Starknet users |
Where Tria wins:
- Among the highest headline cashback of any self-custodial card (6% on Premium, on the first $2,000/month)
- Broadest asset support (1,000+ vs single-digit for most competitors)
- Built-in yield (up to 15% APY on idle balances)
- Multi-chain coverage (OP, Arbitrum, Solana)
Where competitors win:
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ether.fi Core: 3% cashback for free, more established platform
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KAST's free K Card and Pengu Card collection: 1.5% USD cashback on the first $2,000/month, custodial model, no annual fee
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Crypto.com: 7+ year track record, massive ecosystem
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Ready Metal: Proven self-custody on Starknet, ex-Argent team with 6+ year history
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vs Crypto.com: Crypto.com offers 0-8% CRO with CRO staking ($0-$500K) and a 7-year track record. Tria offers 1.5-6% cashback on a monthly spend cap with annual fees ($25-$250) and self-custody. Crypto.com wins on maturity and ecosystem breadth. Tria wins on self-custody, asset diversity (1,000+ vs 20+), and cost efficiency at moderate spend.
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vs ether.fi: ether.fi offers 3% for free with proven self-custody on Ethereum. Tria offers up to 6% (capped) with multi-chain support. ether.fi wins on zero-cost 3% and platform maturity. Tria wins on headline cashback rate and multi-chain flexibility.
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vs KAST: KAST offers 1.5% USD cashback on the first $2,000/month (Standard tier) with $0 annual fee and 0.5-1.75% FX on non-USD. Premium tier (2% USD + 1% Points, $10K/mo cap) and Luxe tier (3% USD + 2% Points, $50K/mo cap) require higher card costs. KAST wins on $0 annual fee at the free tier and 2-minute KYC. Tria wins on self-custody, supported asset variety, and a higher headline rate (though, like KAST, its cashback is now capped per month, and Tria now charges 1% FX on non-USD spend plus a 0.5% per-payment fee).
Who Should Use Tria?
Tria is a strong fit if you:
- Want self-custodial spending with high cashback (unique combination)
- Hold a diverse portfolio across multiple chains and want to spend without swapping
- Value yield on idle balances (up to 15% APY) alongside card spending
- Travel internationally for the Visa Signature perks on Signature (note: non-USD spend now carries 1% FX plus the 0.5% per-payment fee)
- Spend within the monthly cap, where the headline rate actually applies
Consider alternatives if you:
- Prefer the most proven platform with longest track record - Crypto.com (7+ years) or Coinbase (10+ years)
- Want 3% cashback for free without annual fees - ether.fi Core
- Want richer free token-heavy rewards on a custodial model - KAST K Card or the Pengu Card collection
- Need battle-tested self-custody with independent recovery - Gnosis Pay (Safe accounts) or Ready (Starknet)
Our take: Tria offers a unique combination that no other card matches: self-custody + high headline cashback + multi-chain + 1,000+ assets + built-in yield + $2,000/$10,000 protections on every tier. The $25/year Virtual tier (currently free for a limited time) lets you test the experience at minimal cost before committing to higher tiers.
Start there, verify that cashback credits reliably and the app meets your expectations, then upgrade if the math works for your spending level - keeping in mind that Season 3 caps the headline rate to a monthly spend threshold.
Is Tria Safe?
Tria uses account abstraction smart accounts on Optimism, Arbitrum, and Solana. Your funds stay in your smart account until the moment of purchase. The AA model sits between full self-custody (hardware wallets with independent seed phrase recovery) and custodial (exchange-held funds): your keys, but Tria's recovery infrastructure.
All tiers include Visa protections: $2,000 Price Protection, $10,000 Purchase Protection, and Auto Rental CDW (Global). Signature and Premium add Baggage Delay ($500/event), Baggage Loss ($1,000/event), Visa Luxury Hotel Collection, and Visa Airport Companion.
If Tria fails, your on-chain assets in the smart account persist on the respective chains (Optimism, Arbitrum, Solana). Recovery depends on the AA contract standard - if compatible wallets support the same account type, you can access your funds independently. This is stronger than custodial cards (where exchange failure means total balance risk) but weaker than traditional seed-phrase recovery (where any BIP-39 wallet works).
Is Tria a Scam?
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Tria offers self-custodial spending via account abstraction on three chains (Optimism, Arbitrum, Solana), with funds remaining in your smart account until the moment of purchase. The custody architecture is verifiable on-chain.
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Three distinct Visa card tiers are operational with verified cashback rates, each on a monthly spend cap: 1.5% to $100/mo (Virtual, $25/yr), 4.5% to $1,000/mo (Signature, $109/yr), and 6% to $2,000/mo (Premium, $250/yr), with a reduced rate above the cap. All tiers include $2,000 Price Protection and $10,000 Purchase Protection.
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1,000+ supported crypto assets can be deposited and spent through the card, the broadest asset support among self-custodial cards. External wallet integration (MetaMask, Coinbase Wallet) is supported.
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The Season 3 points program awards points on card spend (1 pt/$1 Virtual, 1.5 pts/$1 Signature and Premium) toward a mystery-box ladder. The top boxes are heavily gated (the Infinity box needs a minimum $50,000 in Tria equity at season end). The program is verified from in-app screenshots.
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Visa Signature perks on the Signature and Premium tiers include Auto Rental CDW (Global), Baggage Delay ($500), Baggage Loss ($1,000), Visa Digital Concierge, Visa Luxury Hotel Collection, and Visa Airport Companion - verified from app documentation.
What to be aware of
- Tria is a newer platform compared to competitors like Crypto.com (7+ years) or Ready/Argent (9 years).
- The account abstraction recovery model depends on Tria's infrastructure - it is not as independently recoverable as a traditional seed-phrase wallet.
- The Season 3 points and mystery-box program mostly rewards whales - the top boxes require millions of points or $50,000+ in Tria equity, so for ordinary spenders it adds little over the capped cashback.
- The up to 15% APY on idle balances is variable and depends on DeFi market conditions.
- All tiers carry annual fees ($25-$250), though the Virtual tier is currently free for a limited time.
- Season 3 added monthly spend caps to the headline cashback rates, cutting the effective return for anyone spending well above the cap.
SpendNode Verified: The editorial team reviewed Tria's issuer identity, product terms, and live card flow per our methodology. Verification is not an endorsement or guarantee.
Sources and Verification
Written by Aleksandar Dukic
Frequently Asked Questions
Are Tria crypto cards available in the United States?
Yes. Tria crypto cards are available in the United States.
Is Tria Rewards Season 2 still active?
No. Season 2 XP accumulation is now closed. XP earned during the season determines reward allocations, which Tria has said will be paid in USDT and staked TRIA at season close. Season 1 claims remain open until July 31, 2026, subject to Tria's unlock conditions.
Does Tria have a promo code or discount code?
The Tria access code is 2C5YNG8981, applied automatically through SpendNode's Tria link.
It is a referral/access code, not a price discount: as of Season 3 (June 2026) Tria runs no card-price discount, so standard pricing applies - Virtual $25, Signature $109, Premium $250. The Virtual tier is currently free for a limited time; check the app for current pricing.
Can I still claim Season 1 rewards?
The Season 1 snapshot was taken on January 30, 2026. Claims remain open until July 31, 2026, but require 25,000+ XP plus either an active card membership (Signature or Premium) or at least $25,000 in futures trading volume. XP alone does not unlock Season 1 rewards.
How do you choose Tria crypto cards?
We compare verified issuer sources, fees, and eligibility. Availability can change, so confirm with the issuer before applying.
Do all cards in this list offer the same benefits?
No. Each issuer defines its own program terms. Review the sources on each card profile.
Are these rankings or recommendations?
No. Lists are filtered views of cards in our database and do not imply rankings.
User Reviews
Reviews are moderated and may take a moment to appear.
Recent Updates to Tria
- Tria added Tria Travel, an in-app portal for booking hotels, flights, concerts, cruises, and experiences. Pay with the Tria Card and bookings earn up to 6% cashback with no monthly cap on travel spend
- Tria introduced a 1% FX fee on non-USD spend and a 0.5% fee on every payment, ending its previous 0% FX positioning across all three tiers
- Within each tier's monthly cashback cap, the net rate is now roughly half a point lower on domestic spend and about 1% lower again on foreign spend
- Tria launched Season 3 (June 1, 2026) and capped the headline cashback to a monthly spend threshold: 1.5% on the first $100/month (Virtual), 4.5% on the first $1,000/month (Signature), and 6% on the first $2,000/month (Premium), with a reduced rate above the cap
- The TRIA staking badge bonus that previously lifted cashback, APY, and fee discounts no longer drives the headline Season 3 economics; treat any remaining badge boost as limited to the capped allowance, or unclear, unless Tria clarifies
- Introduced a Season 3 points program with a mystery-box reward ladder earned by spending, trading, and referring, where the top boxes require very high point totals or large Tria-equity balances
- Ended the SpendNode-link card-price discount; standard pricing now applies, with the Virtual tier listed at $25/year and currently free for a limited time
- Rewards Season 1 cashback was paid out in USDT to claimants who met the unlock conditions, confirming the program delivers as advertised
- Rewards Season 2 cashback is claimable on August 31, 2026 in USDT
- Rewards Season 2 XP claim converts to staked TRIA locked for 12 months at a fixed 10% APY, then unlocks monthly over the following 12 months - 24 months total to a fully-liquid position
- Marked Rewards Season 2 XP accumulation as closed while keeping Season 1 claims open through July 31, 2026
App Store (28 ratings)
Source: Apple App Store - Updated Apr 2026